CDCP Dentist in Bradford, Ontario
Hola Dentistry welcomes eligible Canadian Dental Care Plan (CDCP) patients at 152 Holland Street East, Unit 3, Bradford. To request a dental visit, call (905) 551-0055 or send an appointment request. Our team can assist in English and Persian (ΩΨ§Ψ±Ψ³Ϋ).
Booking a Dental Visit With CDCP
- Have your member information and approved coverage dates ready.
- Tell us whether you need a routine examination or have a specific dental concern.
- Bring a current medication list and relevant dental records if available.
- Before treatment, confirm the proposed service, any required preauthorization and your responsibility for amounts the plan does not pay.
The clinic confirms appointment availability separately from benefits. The federal program determines eligibility and coverage; holding a CDCP card does not establish coverage for every treatment. For an urgent concern, review our emergency appointment information and call rather than waiting for a form response.
Who Can Qualify for CDCP?
The CDCP is administered by Health Canada and Service Canada as a dedicated financial safety net. To qualify for treatment under this public programme, applicants must meet the following federal requirements:
No Access to Private Insurance
You must not have access to private dental insurance or coverage, including through employment, a pension, a family member or a health spending account. Having access can affect eligibility even if you do not use the coverage; limited exceptions apply.
Adjusted Family Net Income
Your adjusted family net income must be less than $90,000. This is the program's defined income measure, rather than simply adding salaries. Check the official eligibility rules.
Tax Filing Compliance
You and your spouse or common-law partner, if applicable, must have filed the required Canadian tax return. For renewal, check the notice-of-assessment requirements in the official instructions.
Canadian Residency
You and your spouse or common-law partner, if applicable, must be Canadian residents for tax purposes. Coverage through a government social program does not automatically exclude you; benefits may be coordinated.
What Dental Services Are Covered Under the CDCP?
The CDCP provides coverage for a comprehensive range of preventative and restorative treatments aimed at eliminating active decay, managing oral pain, and stabilizing your overall bite.
Preventative and Diagnostic Care
Covered services include routine dental examinations, cleanings (scaling), digital diagnostic x-rays, and topical fluoride applications. Coverage is subject to the plan's service and frequency limits.
Basic Restorative Treatments
Eligible services may include fillings, root canal treatment and tooth removal. Coverage depends on the proposed service, clinical criteria, program limits and any required preauthorization.
Major Restorative Care (Coverage and Preauthorization Vary)
Some removable denture, crown and oral surgery services may be eligible under CDCP, subject to the specific service rules, limits and any required preauthorization. Health Canada sets the plan's clinical coverage criteria; RCDSO regulates dentistry in Ontario and does not approve CDCP benefits. Ask the clinic to check the proposed treatment with the plan before care begins.
Understanding CDCP Co-Payments
A common point of confusion is whether the CDCP makes dental care 100% free for everyone. The reality is that the plan utilizes an income-based co-payment scale, meaning the government covers a specific percentage of the established CDCP fee grid, and the patient is responsible for the remaining balance directly at the office.
Review our clear financial breakdown below to understand your potential responsibility:
| Adjusted Family Net Income | Percentage Covered by the CDCP | Patient Co-Payment Responsibility |
|---|---|---|
| Under $70,000 per year | 100% of eligible oral health care service costs at the CDCP-established fees. | 0% of the CDCP-established fees; additional charges may apply. |
| $70,000 to $79,999 per year | 60% of eligible oral health care service costs at the CDCP-established fees. | 40% of the CDCP-established fees; additional charges may apply. |
| $80,000 to $89,999 per year | 40% of eligible oral health care service costs at the CDCP-established fees. | 60% of the CDCP-established fees; additional charges may apply. |
| $90,000 per year and above | Not eligible for the programme. | 100% standard private or insurance fees. |
Important Note on Fee Differentials: The CDCP uses its own established fees, which may differ from a provider's fees or provincial fee guides. Depending on your treatment plan, you may need to pay charges that the CDCP does not reimburse. Ask for an estimate of any amount not covered before agreeing to treatment. Estimates depend on the proposed care and available benefit information, and may change if the treatment plan or coverage changes.
Services Outside CDCP Coverage
Implants and implant-related procedures, fixed bridges, veneers and cosmetic teeth whitening are excluded. Orthodontic services are currently not available under the plan. See the official Dental Benefits Guide before planning care.
2026-2027 Coverage and Annual Renewal
Applications for the 2026-2027 benefit period are open. Coverage ends at the close of a benefit period and must be renewed annually. The 2026 renewal period has closed; renewals for 2027-2028 open in spring 2027. If you missed renewal, follow the current reapplication instructions. Care during a gap in coverage is not reimbursed retroactively.
Official applications Β· Renewal and reapplication guidance
Prepare for Your CDCP Appointment
Coverage is governed by the federal program and its benefit rules. The clinic can review available plan information and explain the steps for an appointment; approval and reimbursement are not guaranteed:
Receive Your Welcome Package: Once Service Canada approves your application, you will receive a welcome letter and a physical dental benefits card from Sun Life, the insurance provider managing the plan.
Schedule Your Comprehensive Intake: Contact Hola Dentistry to book your initial exam. Please provide your CDCP member card details over the phone so our team can verify your active coverage date prior to your arrival.
Electronic Claims Processing: During your appointment, we submit all service codes electronically directly to Sun Life. Patient responsibility may include a co-payment, a difference between the clinic fee and the CDCP-established fee, and services not covered by the plan. Confirm this before treatment.
Questions About CDCP in Bradford
Can I apply for CDCP at Hola Dentistry?
Apply through the Government of Canada or Service Canada. Hola Dentistry can discuss a dental appointment after your eligibility and coverage start date are confirmed; the clinic does not approve applications.
What is the 2026-2027 CDCP benefit period?
The 2026-2027 benefit year runs from July 1, 2026 to June 30, 2027. Your own approved start date may be later. Check your member information before arranging treatment.
Does my CDCP coverage renew automatically?
Coverage must be renewed each year during the government renewal period. If you missed renewal, check the current reapplication instructions. Treatment during a gap in coverage is not covered.
Do crowns or partial dentures need approval first?
Crowns and partial dentures require preauthorization under current CDCP rules. Other services can also require approval or have frequency limits. A dentist's recommendation does not guarantee the plan will approve a request.
Can CDCP cover root canal treatment or tooth removal?
Root canal treatment and removal of teeth can be eligible services, subject to the plan's conditions and your active coverage. Your dentist must assess the tooth; ask the team to check the proposed service before treatment.
What should I prepare for a CDCP dental appointment in Bradford?
Have your member information, coverage dates, medication list and relevant dental history ready. Tell the team about symptoms and other dental benefits. Request an appointment and wait for confirmation before attending our Bradford clinic.
Emergency Dental Care and CDCP
For an urgent dental concern, call (905) 551-0055 and ask about an emergency dental assessment in Bradford. Appointment availability and CDCP benefits must be confirmed separately; having coverage does not confirm an appointment or approval for every treatment.
For help preparing for a visit, read our guide to CDCP benefits and appointment preparation.
Official CDCP and Dental Resources
Program information reviewed October 27, 2026. Check Canada.ca benefit periods and applications, coverage and annual renewal, and CDCP covered services and preauthorization. Independent dental information is available from the Ontario Dental Association, Canadian Dental Association and RCDSO. These resources do not imply endorsement of our clinic.
Explore our root canal treatment, wisdom tooth removal and denture guides for treatment information.
Request a CDCP Dental Appointment in Bradford
Contact our Bradford team to discuss your dental concerns, active CDCP benefits and appointment options. Our general dentists assess your needs before recommending care. Contact Hola Dentistry today to speak with our front office team, verify your CDCP card details, and book your comprehensive oral check-up.
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